Ka’u Federal Credit Union - Fee Schedule

Effective 7/20/2011

Regular Individual Share Draft Accounts

No minimum balance requirement

Business and Association Share Draft Accounts

Monthly fee $10.00
Fee is waived if any of the one following exists:
• Minimum Average Daily Balance of $500.00 is maintained for the month
• Minimum Average Daily Balance maintained in the Regular Share account is $5,000.00

Account Fees – All Share Draft Accounts

Overdraft $20.00 per item
Stop Payment $10.00 per request
Copy of Paid Draft $1.00 per item
Share Draft Printing Varies
Counter Check $0.15 each
Share Draft Reconciliation $20.00 per hour
Debit Card Reinstatement $10.00
Debit Card Replacement (lost or stolen card) $10.00

Other Service Fees (applicable to all accounts)

Bad Address $ 3.00 per month
Foreign Check Collection $30.00 to $60.00
(depending on Country)
Return Item $10.00 per item
Return Item (Third Party Check Deposited) $ 5.00 per item
Return Item (Drawn on another Institution) $15.00 per item
Statement Copy $ 5.00 per statement
Wire Transfer (incoming) $ 5.00 per transfer
Wire Transfer (outgoing) $15.00 per wire
Wire Transfer (CU to CU) $10.00 per transfer
Wire Transfer (International) $35.00 per item
Process Lost CU Check $35.00 per item
Legal Process (Garnishment) $35.00 per item
Inactive Account - Dormant (3 years of inactivity) $ 5.00 month
Withdrawal of New Membership (within 90 days) $25.00
Photocopy of CU Check $ 3.00 per copy
Computer Printout of Member’s Account $ 3.00 per sheet
ACH Bounced Debit Item $15.00 per item
ACH Stop Payment on Debit Item $10.00 per item
Money Order $ 1.00
($1,000.00 maximum)
Traveler’s Check $ 1.00 per $100.00
Credit Union Check (made payable to account owner – FREE) $ 5.00 per check
Escheat Fee $50.00
Release of Mortgage $30.00

Share Value/Membership Fee

Par Value of One Share $25.00
Membership (one-time fee) $ 1.00

Rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicate on the Truth-in-Savings Disclosure. If you have any questions or require current rate information, please call the credit union at (808) 929-7334.